/* Cash or Plan — a clean, serious data site. Navy brand, slate text, white surfaces; green and red only carry meaning
   (lower / higher). Inter with tabular figures everywhere a price appears. */
@font-face { font-family: "Inter"; font-style: normal; font-weight: 100 900; font-display: swap; src: url(/assets/fonts/inter.woff2) format("woff2"); }

:root {
  --ink: #0f1d2b; --ink-2: #2f4153; --muted: #5d6c7b; --faint: #8794a1;
  --line: #e3e8ed; --line-2: #cfd7df; --bg: #f5f7f9; --surface: #fff; --surface-2: #f9fafb;
  --brand: #0b4a6f; --brand-ink: #083a58; --brand-2: #0f6496; --brand-soft: #ecf4fa; --brand-line: #c9dceb;
  --good: #11754a; --good-soft: #e7f4ed; --bad: #ad3a2c; --bad-soft: #fbecea; --warn: #8a5a00; --warn-soft: #fdf4e2;
  --bar: #2b6f97; --bar-hi: #c0533f;
  --font: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Arial, sans-serif;
  --r: 10px; --r-sm: 6px;
  --shadow: 0 1px 2px rgba(15, 29, 43, .05), 0 6px 18px rgba(15, 29, 43, .05);
}
* { box-sizing: border-box; }
[hidden] { display: none !important; }
html { -webkit-text-size-adjust: 100%; }
body { margin: 0; background: var(--bg); color: var(--ink); font: 400 16.5px/1.6 var(--font); font-feature-settings: "cv11", "ss03"; -webkit-font-smoothing: antialiased; }
a { color: var(--brand-2); text-decoration-thickness: 1px; text-underline-offset: 3px; }
a:hover { color: var(--brand-ink); }
:focus-visible { outline: 2px solid var(--brand-2); outline-offset: 2px; border-radius: 3px; }
img, svg { max-width: 100%; }
h1, h2, h3 { color: var(--ink); line-height: 1.2; letter-spacing: -.015em; text-wrap: balance; margin: 0 0 .5em; font-weight: 650; }
h1 { font-size: clamp(28px, 4vw, 38px); letter-spacing: -.022em; font-weight: 700; }
h2 { font-size: 22px; margin-top: 2em; }
h3 { font-size: 17px; margin-top: 1.5em; }
p { margin: 0 0 1em; }
ul, ol { padding-left: 22px; }
li { margin-bottom: 6px; }
.wrap { max-width: 920px; margin: 0 auto; padding: 0 20px; }
.wrap.wide { max-width: 1120px; }
.skip { position: absolute; left: -999px; top: 0; background: var(--ink); color: #fff; padding: 8px 12px; z-index: 9; }
.skip:focus { left: 8px; }
.num, td.r, .money, .fact b { font-variant-numeric: tabular-nums; }
.ico { width: 16px; height: 16px; flex: none; vertical-align: -3px; }

/* top trust bar + header */
.trustbar { background: var(--brand-ink); color: #cfe0ec; font-size: 13px; }
.trustbar .wrap { display: flex; gap: 6px 22px; flex-wrap: wrap; align-items: center; min-height: 34px; padding-top: 4px; padding-bottom: 4px; }
.trustbar span { display: inline-flex; align-items: center; gap: 7px; }
.trustbar .ico { color: #8fc2e3; width: 14px; height: 14px; }
.top { background: var(--surface); border-bottom: 1px solid var(--line); position: sticky; top: 0; z-index: 5; }
.top-in { display: flex; align-items: center; gap: 22px; min-height: 64px; }
.logo { display: inline-flex; align-items: center; gap: 10px; text-decoration: none; color: var(--ink); font-weight: 700; font-size: 18.5px; letter-spacing: -.02em; }
.logo:hover { color: var(--ink); }
.logo .mark { width: 32px; height: 32px; flex: none; }
.logo .or { font-weight: 500; opacity: .6; }
.logo .word { white-space: nowrap; }
.nav { display: flex; gap: 4px; align-items: center; margin-left: auto; font-size: 15px; }
.nav a { color: var(--ink-2); text-decoration: none; padding: 8px 12px; border-radius: var(--r-sm); font-weight: 500; }
.nav a:hover { background: var(--surface-2); color: var(--ink); }
.nav a[aria-current="page"] { color: var(--brand); background: var(--brand-soft); }
.top-cta { min-height: 40px; padding: 10px 16px; font-size: 15px; }
.top-cta .s { display: none; }

/* page head */
.pagehead { background: var(--surface); border-bottom: 1px solid var(--line); padding: 26px 0 22px; margin-bottom: 30px; }
.pagehead h1 { margin-bottom: 10px; }
.lede { font-size: 18px; color: var(--ink-2); max-width: 68ch; margin-bottom: 0; }
.crumbs { font-size: 13.5px; color: var(--muted); margin: 0 0 12px; }
.crumbs a { color: var(--muted); text-decoration: none; }
.crumbs a:hover { color: var(--brand-2); text-decoration: underline; }
.provenance { display: flex; flex-wrap: wrap; gap: 8px 20px; margin: 16px 0 0; padding: 0; list-style: none; font-size: 13.5px; color: var(--muted); }
.provenance li { display: inline-flex; align-items: center; gap: 7px; margin: 0; }
.provenance .ico { color: var(--brand-2); }
main { padding-bottom: 64px; }
main > .wrap > :first-child { margin-top: 0; }

/* stat tiles */
.facts { display: grid; grid-template-columns: repeat(auto-fit, minmax(170px, 1fr)); gap: 12px; margin: 0 0 24px; }
.fact { background: var(--surface); border: 1px solid var(--line); border-radius: var(--r); padding: 14px 16px 15px; }
.fact .k { display: block; font-size: 12px; font-weight: 600; letter-spacing: .05em; text-transform: uppercase; color: var(--muted); margin-bottom: 6px; }
.fact b { display: block; font-size: 27px; line-height: 1.1; font-weight: 700; letter-spacing: -.02em; }
.fact span:not(.k) { display: block; font-size: 13.5px; color: var(--muted); margin-top: 5px; line-height: 1.4; }
.fact.lo b { color: var(--good); }
.fact.hi b { color: var(--bad); }

/* tables */
.table-box { overflow-x: auto; border: 1px solid var(--line); border-radius: var(--r); background: var(--surface); margin: 0 0 14px; box-shadow: var(--shadow); }
table { border-collapse: collapse; width: 100%; font-size: 15px; }
th, td { text-align: left; padding: 13px 12px; border-bottom: 1px solid var(--line); vertical-align: top; }
th { font-size: 11.5px; text-transform: uppercase; letter-spacing: .06em; color: var(--muted); background: var(--surface-2); font-weight: 600; white-space: nowrap; }
th .sub { display: block; font-size: 11.5px; text-transform: none; letter-spacing: 0; font-weight: 400; color: var(--faint); margin-top: 2px; }
tbody tr:hover { background: #fbfcfd; }
tr:last-child td { border-bottom: 0; }
td.r, th.r { text-align: right; white-space: nowrap; }
td.r .sub { margin-top: 1px; }
td .sub { display: block; font-size: 13px; color: var(--muted); margin-top: 2px; }
td.h { min-width: 170px; }
td.h a { color: var(--ink); font-weight: 600; text-decoration: none; }
td.h a:hover { color: var(--brand-2); text-decoration: underline; }
td b { font-weight: 650; }
.bar { height: 4px; background: #edf1f4; border-radius: 2px; margin-top: 9px; overflow: hidden; max-width: 220px; }
.bar i { display: block; height: 100%; background: var(--bar); border-radius: 2px; }
.bar i.hi { background: var(--bar-hi); }
.pub { font-size: 13.5px; white-space: nowrap; color: var(--ink-2); }
.tag { display: inline-block; font-size: 11.5px; font-weight: 600; padding: 2px 8px; border-radius: 99px; border: 1px solid var(--line-2); color: var(--muted); background: var(--surface); white-space: nowrap; }
.tag.warn { color: var(--warn); border-color: #ecd3a3; background: var(--warn-soft); }
.tag.good { color: var(--good); border-color: #b7dcc8; background: var(--good-soft); }
.tag.plain { color: var(--ink-2); }
.none { color: var(--faint); }
tr.best td { background: var(--good-soft); }

/* at-a-glance findings under the stat tiles */
.insights { list-style: none; padding: 0; margin: 0 0 18px; display: grid; gap: 8px; }
.insights li { display: flex; gap: 10px; margin: 0; color: var(--ink-2); }
.insights .ico { color: var(--brand-2); margin-top: 4px; }

/* notices, callouts, CTA */
.note { display: flex; gap: 12px; font-size: 14.5px; color: var(--ink-2); background: var(--surface); border: 1px solid var(--line); padding: 12px 15px; border-radius: var(--r); margin: 0 0 18px; }
.note .ico { color: var(--brand-2); margin-top: 3px; }
.note strong { color: var(--ink); }
.fine-print { font-size: 13.5px; color: var(--muted); }
.callout { background: var(--brand-soft); border: 1px solid var(--brand-line); border-radius: var(--r); padding: 15px 18px; margin: 18px 0; color: var(--ink-2); }
.callout h2, .callout h3 { margin-top: 0; }
.cta-plan { display: grid; grid-template-columns: auto 1fr auto; gap: 14px 18px; align-items: center; background: var(--surface); border: 1px solid var(--brand-line); border-left: 4px solid var(--brand); border-radius: var(--r); padding: 18px 20px; margin: 22px 0 28px; box-shadow: var(--shadow); }
.cta-plan .ico { width: 30px; height: 30px; color: var(--brand); }
.cta-plan p { margin: 0; color: var(--ink-2); font-size: 15px; }
.cta-plan strong { display: block; font-size: 17px; color: var(--ink); margin-bottom: 2px; }
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 8px; background: var(--brand); color: #fff; text-decoration: none; font: 600 15.5px/1 var(--font); padding: 13px 20px; min-height: 46px; border-radius: 8px; border: 1px solid var(--brand); cursor: pointer; white-space: nowrap; }
.btn:hover { background: var(--brand-ink); border-color: var(--brand-ink); color: #fff; }
.btn.ghost { background: var(--surface); color: var(--brand); border-color: var(--line-2); }
.btn.ghost:hover { border-color: var(--brand); background: var(--brand-soft); color: var(--brand-ink); }
.btn[disabled] { opacity: .6; cursor: wait; }

/* cards and lists */
.cards { display: grid; grid-template-columns: repeat(auto-fill, minmax(240px, 1fr)); gap: 12px; margin: 0 0 24px; padding: 0; list-style: none; }
.card { background: var(--surface); border: 1px solid var(--line); border-radius: var(--r); padding: 15px 17px; min-width: 0; margin: 0; transition: border-color .15s; }
.card:hover { border-color: var(--brand-line); }
.card a.t { color: var(--ink); font-weight: 600; text-decoration: none; display: block; margin-bottom: 4px; }
.card a.t:hover { color: var(--brand-2); text-decoration: underline; }
.card p { font-size: 14px; color: var(--muted); margin: 0; }
.card .money { color: var(--ink); font-weight: 600; }
.checks { list-style: none; padding: 0; display: grid; gap: 10px; margin: 0 0 20px; }
.checks li { display: flex; gap: 10px; margin: 0; }
.checks .ico { color: var(--good); margin-top: 4px; }

/* home */
.hero { background: linear-gradient(180deg, #fff 0%, #f3f7fa 100%); border-bottom: 1px solid var(--line); padding: 46px 0 40px; margin-bottom: 0; }
.hero-in { display: grid; grid-template-columns: 1.15fr 1fr; gap: 40px; align-items: center; }
.hero h1 { font-size: clamp(32px, 4.6vw, 46px); line-height: 1.08; margin-bottom: 14px; }
.hero .lede { font-size: 18.5px; }
.eyebrow { font-size: 12.5px; font-weight: 600; letter-spacing: .08em; text-transform: uppercase; color: var(--brand-2); margin: 0 0 12px; }
.finder { display: grid; grid-template-columns: 1.4fr 1fr auto; gap: 10px; background: var(--surface); border: 1px solid var(--line); border-radius: 12px; padding: 12px; margin-top: 24px; box-shadow: var(--shadow); }
.finder label { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); }
.sample { background: var(--surface); border: 1px solid var(--line); border-radius: 12px; padding: 18px 20px; box-shadow: var(--shadow); }
.sample .k { font-size: 12px; font-weight: 600; letter-spacing: .06em; text-transform: uppercase; color: var(--muted); }
.sample h2 { font-size: 17px; margin: 4px 0 14px; }
.sample .row { display: grid; grid-template-columns: minmax(120px, 1fr) 1.1fr 70px; gap: 12px; align-items: center; font-size: 14px; padding: 7px 0; border-top: 1px solid var(--line); }
.sample .row:first-of-type { border-top: 0; }
.sample .track { height: 8px; background: #edf1f4; border-radius: 4px; overflow: hidden; }
.sample .fill { height: 100%; background: var(--bar); border-radius: 4px; }
.sample .fill.hi { background: var(--bar-hi); }
.sample .v { text-align: right; font-weight: 650; font-variant-numeric: tabular-nums; }
.sample .src-line { font-size: 12.5px; color: var(--muted); margin: 10px 0 0; }
.band { background: var(--surface); border-bottom: 1px solid var(--line); padding: 22px 0; margin-bottom: 36px; }
.stats { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; }
.stats div { border-left: 3px solid var(--brand-line); padding-left: 14px; }
.stats b { display: block; font-size: 25px; font-weight: 700; letter-spacing: -.02em; font-variant-numeric: tabular-nums; }
.stats span { font-size: 13.5px; color: var(--muted); }
.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 14px; counter-reset: step; margin: 0 0 10px; padding: 0; list-style: none; }
.steps li { background: var(--surface); border: 1px solid var(--line); border-radius: var(--r); padding: 18px; margin: 0; }
.steps li::before { counter-increment: step; content: counter(step); display: inline-grid; place-items: center; width: 28px; height: 28px; border-radius: 50%; background: var(--brand-soft); color: var(--brand); font-weight: 700; font-size: 14px; margin-bottom: 10px; }
.steps b { display: block; margin-bottom: 4px; }
.steps p { margin: 0; font-size: 14.5px; color: var(--muted); }

/* forms */
label { display: block; font-weight: 600; font-size: 14.5px; margin: 0 0 6px; color: var(--ink); }
.hint { font-weight: 400; color: var(--muted); font-size: 13px; }
select, input[type=text], input[type=number] { width: 100%; font: 400 15.5px/1.3 var(--font); padding: 11px 12px; min-height: 46px; border: 1px solid var(--line-2); border-radius: 8px; background: #fff; color: var(--ink); }
select:hover, input:hover { border-color: #b4c0cb; }
.form { background: var(--surface); border: 1px solid var(--line); border-radius: 12px; padding: 22px; display: grid; gap: 18px; margin: 0 0 22px; box-shadow: var(--shadow); }
.form .two { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.form .three { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }
.form .sep { border-top: 1px solid var(--line); padding-top: 16px; }
.form .sep > .k { font-size: 12px; font-weight: 600; letter-spacing: .06em; text-transform: uppercase; color: var(--muted); margin: 0 0 12px; }
.preview { background: var(--surface); border: 1px solid var(--line); border-radius: 12px; padding: 20px 22px; margin: 0 0 24px; box-shadow: var(--shadow); }
.preview[hidden] { display: none; }
.preview h2 { margin-top: 0; }
.levels { list-style: none; padding: 0; margin: 12px 0 14px; display: grid; gap: 0; border: 1px solid var(--line); border-radius: var(--r-sm); }
.levels li { display: flex; gap: 12px; align-items: baseline; margin: 0; padding: 9px 12px; border-top: 1px solid var(--line); font-size: 15px; }
.levels li:first-child { border-top: 0; }
.levels b { min-width: 2em; text-align: right; font-variant-numeric: tabular-nums; }
.err { color: var(--bad); font-weight: 600; }
details.fine-print { margin: 0 0 16px; }
.optin { display: flex; gap: 10px; align-items: flex-start; font-weight: 400; font-size: 15px; background: var(--surface-2); border: 1px solid var(--line); border-radius: var(--r-sm); padding: 12px 14px; margin: 0 0 14px; cursor: pointer; }
.optin input { width: 18px; height: 18px; margin-top: 3px; flex: none; accent-color: var(--brand); }
.callout:has(> .ico) { display: flex; gap: 10px; align-items: flex-start; }
.callout > .ico { margin-top: 4px; color: var(--brand-2); }
.reports { list-style: none; padding: 0; margin: 0 0 20px; display: grid; gap: 10px; }
.reports li { margin: 0; }
.reports a.rep { display: grid; grid-template-columns: 1fr auto; gap: 4px 16px; background: var(--surface); border: 1px solid var(--line); border-radius: var(--r); padding: 14px 16px; text-decoration: none; color: var(--ink); box-shadow: var(--shadow); }
.reports a.rep:hover { border-color: var(--brand-line); }
.reports .t { font-weight: 600; }
.reports .m { font-size: 14px; color: var(--muted); }
.reports .d { font-size: 13.5px; color: var(--muted); text-align: right; white-space: nowrap; }
details summary { cursor: pointer; color: var(--brand-2); font-weight: 500; }
details p { margin: 8px 0 0; }
.script { background: var(--surface-2); border: 1px solid var(--line); border-radius: var(--r-sm); padding: 14px 16px; font-size: 15px; white-space: pre-wrap; }
.testmode { background: var(--warn-soft); border: 1px solid #ecd3a3; color: var(--warn); border-radius: var(--r-sm); padding: 8px 12px; font-size: 14px; margin: 0 0 16px; }
.docmeta { background: var(--surface); border: 1px solid var(--line); border-radius: 12px; padding: 18px 20px; margin: 0 0 18px; display: grid; grid-template-columns: repeat(auto-fit, minmax(190px, 1fr)); gap: 12px 24px; box-shadow: var(--shadow); }
.docmeta div span { display: block; font-size: 12px; font-weight: 600; letter-spacing: .06em; text-transform: uppercase; color: var(--muted); }
.docmeta div b { font-weight: 600; }

/* contact */
.cards.contact { grid-template-columns: repeat(auto-fill, minmax(300px, 1fr)); }
.cards.contact .card { display: flex; flex-direction: column; gap: 10px; padding: 18px 20px; }
.cards.contact h2 { font-size: 17px; margin: 0; }
.cards.contact p { margin: 0; font-size: 15px; color: var(--ink-2); }
.cards.contact .btn { margin-top: auto; align-self: flex-start; min-height: 40px; padding: 10px 14px; font-size: 14.5px; }

/* the example report on /report */
.example { margin: 10px 0 30px; }
.savings { display: grid; grid-template-columns: auto 1fr; gap: 14px 26px; align-items: center; background: var(--surface); border: 1px solid var(--line); border-left: 4px solid var(--good); border-radius: var(--r); padding: 18px 20px; margin: 0 0 18px; box-shadow: var(--shadow); }
.savings .k { display: block; font-size: 12px; font-weight: 600; letter-spacing: .06em; text-transform: uppercase; color: var(--muted); margin-bottom: 6px; }
.savings b { display: block; font-size: 28px; line-height: 1.15; font-weight: 700; letter-spacing: -.02em; color: var(--good); font-variant-numeric: tabular-nums; }
.savings b.hi { color: var(--bad); }
.savings b span { font-size: 15px; font-weight: 500; color: var(--muted); letter-spacing: 0; }
.savings p { margin: 0; color: var(--ink-2); }
.paper { position: relative; background: var(--bg); border: 1px dashed var(--line-2); border-radius: 14px; padding: 26px 18px 14px; margin: 0 0 12px; }
.paper .ribbon { position: absolute; top: -12px; left: 18px; background: var(--ink); color: #fff; font-size: 11.5px; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; padding: 4px 10px; border-radius: 99px; }
.paper .docmeta, .paper .fact, .paper .table-box { box-shadow: none; }

/* articles */
.article { max-width: 70ch; }
.short { font-size: 17.5px; background: var(--surface); border: 1px solid var(--line); border-left: 4px solid var(--brand); padding: 14px 18px; border-radius: var(--r); color: var(--ink-2); }
dl.facts-list { display: grid; grid-template-columns: max-content 1fr; gap: 8px 20px; font-size: 15px; background: var(--surface); border: 1px solid var(--line); border-radius: var(--r); padding: 16px 18px; margin: 0 0 20px; }
dl.facts-list dt { color: var(--muted); }
dl.facts-list dd { margin: 0; }

/* footer */
.foot { background: #0c1a26; color: #a9b8c5; padding: 42px 0 30px; font-size: 14.5px; }
.foot a { color: #dbe6ee; text-decoration: none; }
.foot a:hover { color: #fff; text-decoration: underline; }
.foot .logo { color: #fff; margin-bottom: 12px; }
.foot-in { display: grid; grid-template-columns: 1.6fr 1fr 1fr; gap: 32px; }
.foot h2 { color: #fff; font-size: 13px; letter-spacing: .07em; text-transform: uppercase; margin: 6px 0 12px; font-weight: 600; }
.foot nav { display: grid; gap: 8px; align-content: start; }
.foot .fine { font-size: 13px; color: #8597a6; }
.foot-base { border-top: 1px solid #1f3140; margin-top: 30px; padding-top: 18px; font-size: 12.5px; color: #7d8f9e; display: flex; flex-wrap: wrap; gap: 6px 20px; justify-content: space-between; }

@media (max-width: 860px) {
  .hero-in { grid-template-columns: 1fr; gap: 26px; }
  .stats { grid-template-columns: repeat(2, 1fr); }
  .steps { grid-template-columns: 1fr; }
}
@media (max-width: 720px) {
  body { font-size: 16px; }
  .trustbar .t2, .trustbar .t3 { display: none; }
  .top { position: static; }
  .top-in { flex-wrap: wrap; gap: 8px; padding-top: 10px; padding-bottom: 6px; }
  .logo { flex: 1; }
  .top-cta { min-height: 36px; padding: 8px 12px; font-size: 14px; }
  .top-cta .l { display: none; } .top-cta .s { display: inline; }
  .nav { order: 3; margin: 0 0 0 -10px; width: calc(100% + 10px); overflow-x: auto; font-size: 14.5px; scrollbar-width: none; }
  .nav::-webkit-scrollbar { display: none; }
  .nav a { padding: 7px 10px; white-space: nowrap; }
  .finder { grid-template-columns: 1fr; }
  .cta-plan { grid-template-columns: 1fr; }
  .cta-plan .ico { display: none; }
  .form .two, .form .three { grid-template-columns: 1fr; }
  .savings { grid-template-columns: 1fr; }
  .foot-in { grid-template-columns: 1fr; gap: 22px; }
  th, td { padding: 11px 10px; }
  .sample .row { grid-template-columns: 1fr 64px; }
  .sample .track { grid-column: 1 / -1; grid-row: 2; }
}
@media print {
  .trustbar, .top, .foot, .no-print, .crumbs { display: none !important; }
  body { background: #fff; font-size: 12.5px; }
  .pagehead { border: 0; padding: 0; margin-bottom: 12px; }
  .table-box, .docmeta, .fact { box-shadow: none; }
  .table-box { overflow: visible; }
  a { color: inherit; text-decoration: none; }
  tr.best td { background: #eef6f1 !important; -webkit-print-color-adjust: exact; print-color-adjust: exact; }
}